Solar Is More Affordable Than You Think
Most Florida homeowners pay less for solar than they do for electricity. With $0-down financing and the 30% federal tax credit, going solar is a smart financial decision.
Average monthly solar payment
Less than your current electric bill
Solar vs. Your Electric Bill
Your Electric Bill
~$180/mo
And rising every year
Solar Payment
~$130/mo
Fixed rate, no surprises
Compare Your Options
Each financing path has its advantages. Here's how they stack up.
| Feature | $0-Down LoanMost Popular | Cash Purchase | Solar Lease |
|---|---|---|---|
| Upfront Cost | $0 | $15,000–$25,000 | $0 |
| Monthly Payment | ~$130/mo | $0 | ~$100/mo |
| System Ownership | You own it | You own it | Leasing company |
| Tax Credit Eligible | Yes — 30% | Yes — 30% | No (passed to you as savings) |
| Best For | Most homeowners | Maximum long-term ROI | Lowest commitment |
Upfront Cost
Loan
$0
Cash
$15,000–$25,000
Lease
$0
Monthly Payment
Loan
~$130/mo
Cash
$0
Lease
~$100/mo
System Ownership
Loan
You own it
Cash
You own it
Lease
Leasing company
Tax Credit Eligible
Loan
Yes — 30%
Cash
Yes — 30%
Lease
No (passed to you as savings)
Best For
Loan
Most homeowners
Cash
Maximum long-term ROI
Lease
Lowest commitment
Explore Each Option
$0-Down Solar Loan
Finance your entire solar system with no money down. Monthly payments are often less than your current electric bill.
- No upfront cost
- 10-25 year terms
- Competitive interest rates
- Own your system from day one
Typical Scenario